Abacus Credit & Loan - Personal Loans - Home Loans - Auto Loans
Military-Loans -VA Loans - GS Employees Personal Loans Guaranteed VISA Home Loans Auto Loans Credit Repair Quick $500-$1000 Debt Reduction The Bad Credit Headquarters™
Since 1998 Bad Credit Good Credit Horrible Credit You may have been turned away elsewhere, but everyone is welcome here!
Dear Abacus: Thanks! Thanks! Thanks! "I recently received a loan and I have you to thank you for that because you referred me through your services I was able to get a loan and I thank you very much!" Aileen Read more testimonials Members Access - Log In Forgot your password? Click Here
Cash in hand! 10-30 days! It's Guaranteed!
50,000 satisfied clients a year can't be wrong! Personal Loans - Unsecured Loans - High Risk Loans We don't let bankruptcy, liens, divorce, charge offs, etc. stop you from getting a loan. Go direct to the application Frequently Asked Questions Privacy
If you need a loan and have bad credit we really can help you today!
It's guaranteed you will get your unsecured loan or your money back. That's a guarantee!
Even bankruptcy and repossession cases get approved for bad credit personal loans.
At Abacus we understand how hard it is to get unsecured personal loans with bad credit.
We've been in the credit business since 1998.
We've seen the economy when it was good and bad and we know how careful you must be on the Internet when it comes to doing business. We are serious about our customer service!
We service individuals and small businesses that have bad or unproven credit history. If your credit is not too bad, try here first, (HFC Beneficial - it's free to apply) and if you are not approved, come back and see us about getting a bad credit personal loan.
If bad credit unsecured personal loans are going to be offered to you, regardless of your history of late payments, etc., it has to be understood from the beginning that we will be expecting all payments to be made on time and a definite effort made to correct any bad habits you have had in the past. Even bankruptcy does not rule you out.
But you have make the conscious decision to pay your bills on time or we don't want to deal with you. It's that simple. Go direct to the application Click Here
Think this out, if you can't make the payments..............please don't apply.
We have spent over 20 years in businesses where customer satisfaction has been up-most in our minds. We want your goals to be reached and will be happy if we play a small part in it.
Considering we serve over 50,000 clients a year for a variety of services, we think that we have a pretty good record.
Those are clients, not web site visitors, real people who actually used one or more of our services, signed up for one or more of the programs we offer or purchased one or more of our products!
We are proud of our service record and you can see it displayed in the email testimonials located on this web page.
By the time you reach this website you may have already visited that large collection of websites which have sprouted up since we began in the 1990's.
They are offering everything under the sun and guarantees of hundreds, even thousands of companies that can bankroll your loans, no matter how much you want to borrow and how bad your credit is.
Seriously, do you think there are thousands of companies out there ready to offer funding for bad credit personal loans? There are not. Just a handful actually. Go direct to the application Click Here
We know the newest and most lenient of the lenders out there that offer these bad credit loans.
When you work with us you are working with the original.
Unconvinced? Are you thinking this sounds too good to be true, that nobody will give you a loan? Then read on and see how it all makes sense.
Look, you're here because you're literally searching for results. You don't want empty promises, you don't want excuses, you just want a way to get a loan without having to pay through the nose for it and without spending hours of wasted time getting negative results..
Have you been going through the cycle of depositing a pile of money to an agent or broker and/or get lame performance from some kind of web-banner ad or a direct mail or email list. You may been burned or you're just burned-out on what hasn't been working.
Well you have finally come to the place where you have the best chance for a solution. We are so sure we can help you, that we guarantee it in writing!
Below is a loan chart which shows as an example, the amount of a personal loan, monthly payment, how many years it takes to pay off the loan, and the total amount repaid including interest. Interest in this example is 9%. Every lender has their own specific interest rates and terms.
Amount of Loan Repayment Plan at 9% Interest Rate
Monthly Payment Years in Repayment Total Amount Repaid (includes interest) $5,000 $63 10 $7,601
$10,000 $127 10 $15,201
$20,000 $253 10 $30,402
$30,000 $380 10 $45,603
$60,000 $760 10 $91,207
$75,000 $950 10 $114,008
$100,000 $1,267 10 $152,011
$150,000 $1,900 10 $228,016
Home Ownership is not required! Go direct to the application Click Here
If the loan you need is between $2500 and $150,000 you can most likely be helped with our program, and in addition to many great lenders in our complete package, we offer several other special products.
Loan companies that specialize in lending unsecured loans to people who have bad credit history or no proven track record.
You have the best chance of getting the loan you are looking for and not spinning your wheels and not lowering your credit score any more.
Over the years we have searched and searched for lenders that fall into this category and although it does not have "hundreds or thousands" of lenders, it does have the small list of places that do offer these type of loans and brokers who specialize in finding and matching lenders and borrowers. And we have "weeded out" the worst.
Constantly updated and you have access for one year! We update about every two months. See what else is included in our Package below.
You might be able to find all these places yourself by searching through all of the search engines, newspaper advertisements, and spending hours and hours reading through the "hundreds of web sites" claiming they can get you a personal loan with bad credit. But save your time and frustration, get it here without the "fake" listings often included elsewhere.
If you feel like you don't have the time and you don't feel sure about picking from the masses of claims out there. Try us. We won't disappoint you. Go direct to the application
Sorting out the "good guys" from the "bad guys" is no easy task. We care about our clients and we regularly update our Package which includes the list of places where you can actually get an unsecured personal loan.
We remove any company that we get complaints about so you know we will not steer you in the wrong direction.
We must point out that if you have a bad experience with any company we refer you to, you must let us know.
Our clients have been our eyes and ears and over the years we have listened!
The question often comes up. Can you guarantee me a personal loan? And if not, why charge a fee.
Our guarantee is that if you do not get the loan you pay nothing.
Try at least two places and if you get turned down for the loan in the amount you require, we will gladly refund your fee.
Please remember to avoid the pitfall of too many credit inquiries. (see: a way to avoid this pitfall below.)
But if you are here because you have bad credit and or high debt, and you don't make some effort to get out of the hole..... The chances are, you never will get out of the hole.
It might hurt a little to get started but the payoff is worth it.
Although we specialize in locating the lenders who offer personal loans, we give you so much more in our special "VipCredit Package".
You get it all. Some items in this comprehensive package may not help you now but you may have need of them in the future. A package worth over $500.00.
Go Direct to the Application - Click Here Frequently Asked Questions Click Here
"We just want to make it simpler for you. No big fuss."
You have nothing to lose! Our Iron Clad - Money Back Guarantee: Although it does not happen often, we will refund your fee because you were turned down, if for any reason you did not receive a genuine offer of a loan. Just show us you applied at two places or more and were declined and you will get a quick and easy full refund of your payment! Personal Loans - Trusted - Dependable - Confidential - Proven Since 1998 __ Wait! - Think this out! If you can't make the payments or you are not serious: Please........don't apply. But if you are serious: You get instant access for one year! One payment of only $36.95 click on your choice: Don't stop now. - Take the next step. The cash you need. Usually in less than 30 days!
Get This Loan! >>>>>>>>> Sign Up and Apply Now <<<<<<<<< Then Apply for your loan: Click on your choice: After clicking on your choice, you will be taken to the secure order page. Remember, you will become a member instantly! Access to the lenders where you can apply right away! All sign-ups handled on secure servers! Protected by Fraud Control Who Prosecutes All Fraud Attempts and Protects Individual Privacy Note For you, this is a "no risk" situation! Your money back guarantee is immediately in effect! Frequently Asked Questions More Information Click Here
50,000 satisfied clients a year can't be wrong! - Find our for yourself! Your money back guarantee is immediately in effect!
Apply Using Credit Card or Debit Card
Personal Checks are accepted but: Please note: Because we have had so many bad checks, You will have to wait until your check clears to receive your information! Click Here
If for any reason you had trouble getting your transaction to go through: Please try again by Clicking Here When your transaction goes through, you get an instant emailed receipt
how a charge from
Apply by mail: money order: If you have none of the above payment options available, or if you prefer: You can send a $36.95 money order made payable to EGM Services and include your email address (please print it twice please) We will email you login to our member area upon receipt:
Send to: EGM Services P O Box 430 Seville, FL 32190 ____________
Here's What's Included in your Complete Package:
The proven list of bad credit loan companies that offer loans and or service for loans for people with bad or no credit.
A credit repair kit which leads you through the process of fixing errors on your credit report.
Instructions on how to buy real estate with no money down and no credit check (as seen on TV).
The VipCredit Manual which is web based and regularly updated with the latest credit advice. This is a freebie on our site.
The list of Proven companies where you can get VISA and other Credit Cards with no credit check.
Instructions on how to purchase a used vehicle or boat with no money down and no credit check. Total package worth over $500.00.
PLUS - these great extras that have nothing to do with your credit, they're just extra! You're not required to take them, but they are yours if you want them. 3 day/2 Night Free Vacation in your choice of 26 destinations (Value over $250) Satellite System (Value over $100), Cell Phone (value over $99) A free pair of Airline Tickets! Just for participating! Your tickets can be used to fly to almost anywhere in the world and you have up to 2 years to redeem them. They have a retail value of $1600.
Go back to the application
More Information Click Here
Frequently Asked Questions
To apply for your personal loan Click Here
____
>>>>>>>> Other Bad Credit Links and Information <<<<<<<<
The Top Web Sites For unsecured loans and ways to raise money for good or bad credit: Click Here
Personal Loans
Household Finance and Beneficial Nationwide HFC and Beneficial are sub-prime lenders who offer loans to those that may have less than perfect credit HFC not available in Alaska, Arkansas, Hawaii, Maine, Mississippi, North Dakota, South Dakota, Vermont, West Virginia, Wyoming, and Washington DC
Beneficial not available in Alaska, Arkansas, Mississippi, North Dakota, Vermont, and Washington DC
Click Here to apply at Beneficial Click Here to apply at HFC
___________________
_______________
Guaranteed Credit Cards VISA - MC If you have Poor Credit, No Credit or even Horrible Credit - now you can get a guaranteed Unsecured VISA or MC: Click Here
Note: If you have bad credit: For the Complete List of Credit Cards for bad credit - VISA and MC It's getting hard to get a credit card again as money gets tight! Click Here
_________________________
Bad Credit Homeowners Click Here To Apply Your answer usually in 24 hours or less.
________________________
Personal Loans - Canada and USA Up to $10,000 with a quick answer. National company with impeccable record. USA or Canada! Safe and Secure USA:Click Here Canada: Click Here ________________________
Remarkable! Latest Technology! Now Available! CNN says this is the new way to get out of debt. If you can't get a loan, you just ask for the money you need! Get Donations from around the world that you never pay back! If you really need the money. Read the report from CNN As well as several other news articles about this innovation: One woman got over $20,000 in just over 20 weeks! DonateMoney2me.com Click Here
_____________________________
Credit Repair done by a real law firm: Clean Up Your Credit Report Click Here
_____________________________
Unsecured Personal Loans Options for no payment for 6 months! Or interest only payments for first six months. Bad credit welcome and always approved! Click Here _____________________________
Totally New Concept! The Newest way to get an unsecured loan - Not from a company but from an ordinary individual! People lending to people. Private Deals. It's going to change the way lending is done. Private Deals from Private People! Click Here
Personal Loans - Canada and USA If you have better credit: Click Here
Special Note: Please read this! -- This is very dangerous to your credit! Avoid the credit check pitfall! Before you start applying everywhere, realize this: 2 or more recent credit checks (inquiries) will negatively affect your credit score. Your credit score can be seriously damaged! But, you can avoid this pitfall and still be able to apply at several companies if you are turned down, you can go to the next lender and apply without worry about your credit being damaged. Here is how it works: If you purchase a copy of your credit report in advance, a lender can pre-approve you with a faxed current copy of your credit report. If they decide to reject the loan, you can continue to apply at different lenders until you find one that accepts you. Before completion of the loan process your actual lender will probably need to do a final check on their own, but now you have only one inquiry on your records instead of two or three or more! Note: when you purchase your credit report, it does not show up as an inquiry! It is a good idea to know in advance what your credit score is and if there is any incorrect information on your reports. You really need to bite the bullet and find out what's on your credit record! As reported on CNN, NBC, ABC, CBS, and Fox News, .................a recent study showed 79% of all credit reports have some incorrect information. Incorrect information can cause you to pay more in interest, make it difficult to get a home or even rent an apartment and much more! To order your credit report and get it instantly online: Click here Be sure to get the one with all 3 credit bureaus reports as you will need all three.
_
Free E-Book VipCredit Handbook (this is not the one you see advertised all over the web, this is a concise up to date handbook) Good news!! Our new free E-book does not have to be downloaded! It is web based and comes up in your browser, give it a minute to load. You need this information to make in this credit society! "It's terrific!" and It's absolutely FREE! Click Here
Free Credit Empowerment Zone The more you know the better off you are!
Newest Articles:
Are you struggling with personal debt?
Found yourself in a sea of debt?
Are credit cards your enemy?
Glossary of Lending and Financing Terms
Learn More about Credit and how it affects your life. Click on the Title:
Credit Card - Rules to Use Bad Credit Card Bad Credit Unsecured Loan Fair Credit Billing Equal Credit Opportunity Fair Credit Reporting Lost or Stolen Credit and ATM Cards - What to do Credit Cards - The Choosing and Using Of Getting Credit During Retirement Years Over 50 Ways To Save Money About Those Pre-Approved Credit Cards How to Correct Mistakes In Your Credit Report New Power to Fix Credit Reports Another Great Article On "Credit Repair" About Secured Credit Cards Those Unsolicited Credit Card Offers Your Consumer Rights About Credit The Truth About Those "Credit Card Loss Protection" Offers Zero-Percent Financing Deals Protecting Your Financial Privacy in Cyberspace What Debt Relief Advertisements Are About Holiday Shopping Tips Automatic Debit Scams Checklist: Before Cosigning A Loan Selecting a Financial Planner Picking A Credit Counselor Credit and Charge Card Fraud and How to Avoid It More On The New "Credit Scoring" The Truth About Credit Card Blocking What Is Electronic Banking? Surviving in the event of a Job Loss Applying for Business Credit? About Living Trust Cosigning A Loan Fair Debt Collection About Debit Cards More About Debit Cards Credit Repair Identity Fraud On The Rise
Thinking About Getting A Mortgage?
Prepare yourself with this checklist Mortgage Choices Adjustable Rate Mortgages Selecting A Real Estate Agent Refinancing Your Mortgage Loan
Bad credit personal loans are one of the most requested loans in the world. Although you might think home loans or auto loans would be requested more often, the truth is that personal loans, especially bad credit personal loans are high on the list. Because of this, there are many disreputable ways to lose money if you are looking for that type of loan, personal loan with bad credit. If your credit is good, you are less likely to get taken in......this is because there are so many reputable companies that offer personal loans for people with good credit.
We offer credit cards, personal loans, unsecured loans, high risk loans, loans to people with bad credit, signature loans, home loans, car loans and automobile refinance loans, pay day loans, cash advance loans, debt consolidation loans and alternative loans specializing in bad credit.
Bad Credit Good Credit Horrible Credit
Personal Loans Guaranteed VISA Refinance Loan Mortgage Loan Auto Loan Credit Repair
Quick $500-$1000 Debt Consolidation Plan
Glossary of Lending and Financing Terms
Web-masters: Join Our Affiliate Program
Questions?
Contact: Support - go to our help desk: Click Here Because we receive so many emails a day, and have so many different services, we may need additional information to find your records and/or to respond properly. When you send in your comment, please be specific and if you are an existing member, send your member receipt number. If we get an a message that reads something like this: "How long will it take?" It is hard for us to know who sent it, what it pertains to and how to reply. Be specific as possible. We get questions about many different services. The more information you send the faster everything goes.
Our Privacy Policy
We will never sell your information. We do not share ANY information with outside parties. To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time.
Copyright All rights reserved. © Copyright EGM Services, Inc P O Box 430 Seville, FL 32190 Toll Free Info Line 1-877-597-5047